Mortgage Programs

Types of Mortgages

Two of the most common types of mortgage loans are fixed-rate mortgages and adjustable rate mortgages (ARM). The interest rate on a fixed-rate mortgage will remain the same for the entire life of your loan while the interest rate on an adjustable rate mortgage (ARM) may adjust at regular intervals and may be tied to an economic index, such as a rate for  LIBOR or Treasury Securities. When the interest rate on an ARM adjusts it may cause your payment to increase.

Please see below our latest loan programs for foreign national mortgages in the USA. Note that these are subject to change at any time and are for information only. Please contact us to confirm.

Foreign National Programs starting in the high 3's and up to 75% loan to value

US Expatriates Programs starting in the high 2's and up to 80% loan to value

Equity based loans or mortgages based solely on rental income are also available. These are usually capped at 60%-65% loan to value for foreign nationals, but there can be exceptions to get higher.

* Fully Documented mortgages require full disclosure of income. This may include copies of tax returns dating back the last 2 or 3 years. You will also need to provide satisfactory proof of identification, residency and source of deposit.